please sign the acknowledgment at the bottom of this page.
Community Development’s Sustainable Homeownership Center provides a variety of
services. We provide first-time homebuyer readiness counseling including financial literacy, budgeting,
foreclosure prevention services, first-time homebuyer workshops, and post-purchase
workshops. We provide technical assistance to help access down payment
assistance when available. Additionally, we market affordable housing
units available for sale to income-eligible first-time buyers.
Community Development will follow strict rules to protect
your confidentiality. The personal data collected below including name,
street address, email address, and any other personally identifiable information
is protected by the Privacy Act. You will never be named in any reports.
Your responses may be looked at individually by the funding source, or
contractors hired by the funding source to collect and analyze data, your name
or street address will not be reported. Income, city, state, zip code,
family size, and other demographic data will be reported. Contractors of
HUD/DHCD or any City/State agency are covered by the same Privacy Act
requirements to protect your privacy and staff must demonstrate that they have
systems in place to protect against data disclosure.
Funding Sources Include
Department of Housing and Community Development (DHCD)
- Citizens Housing
and Planning Association (CHAPA)
- Mass Housing
Partnership Fund Board (MHP)
- City of Northampton
- Town of Amherst –
Amherst Community Land Trust
- MA Division of Banks
- Florence Bank
- Town of Pelham
- Greenfield Savings
- Country Bank
- Berkshire Bank
- Private donors through annual fundraising
efforts and Community Investment Tax Credits (CITC)
Community Development’s workshop/webinar participants
are not required to utilize other programs provided by
Valley to receive counseling of any type. Counseling services are free
of charge and there are no income restrictions for homeownership or foreclosure
prevention counseling to Hampshire County Residents;
however, it is our goal to serve households at or below 80% of area median
income, people of color, and minority households who may be underserved in our
community. You are under no obligation to utilize any of Valley CDC’s
services or programs or to purchase or rent property owned by Valley CDC in
order to receive counseling services. You are under no obligation to utilize
the services provided by any of Valley’s funding
sources or by any of our business partners.
A list of funding sources is included in each participant's workshop materials. Valley provides written and verbal disclosures at the beginning of each class and encourages participants to shop around.